⚡ LIMITED SPOTS — We Only Take 20 New Clients Per Month ⚡
Trusted Since 2020

Stop Letting Bad CreditHold You Back.

I've helped hundreds of people remove collections, boost their scores 100-200+ points, and get approved for homes, cars, and funding. Let me do the same for you.

Get Your Free Consultation → 🔒 No credit card required. 100% confidential.
500+Clients Helped
$1M+Collections Removed
9,000+Facebook Community
Since 2020Trusted Experience
142-224ptAverage Score Boost
Vincent — Credit Repair Expert

Meet Vincent

I've been helping people fix their credit and change their lives since 2020. What started as helping friends and family turned into a full-scale credit repair and personal funding operation.

I use certified mail, legal dispute strategies, and the Fair Credit Reporting Act (FCRA) to force the bureaus to remove inaccurate, unfair, and unverifiable items from your reports.

My results speak for themselves — scroll down and see the real screenshots from real clients.

Credit Repair & Personal Funding Expert

Real Clients. Real Results.

These are actual screenshots from my clients. No fake reviews. No made up numbers. Just results.

Precious — 224 Point Increase

+224 Point Increase 🔥

Precious went from low to 691. "Sheeeesh! 224 points!" — her exact words.

Dishon — 142 Points to 730

+142 Points → 730 Score 📈

Dishon hit 730 on TransUnion. From struggling to "Good" credit in months.

11 Collections Deleted

11 Deletions — $35K+ Removed ✅

One round. 11 collections deleted from Equifax. Including $11,778 and $6,047 items.

Collection Removed

Collection Removed + 39pts ⬆️

CKS Prime collection removed from Equifax. Score jumped 39 points to 607.

4 Student Loans Removed

4 Student Loans REMOVED 🎓

4 DEPT OF ED/NAVIENT accounts removed from Credit Karma. Student loan debt — gone.

Client Testimonial

"First Person That Got Results" 💯

"Thank you so much u are awesome first person that got actual results for my husband."

Certified mail to credit bureaus Dispute letters via USPS

We Do This The Right Way

Every dispute is sent via USPS Certified Mail with tracking to all three credit bureaus — Experian, Equifax, and TransUnion.

I personally write dispute letters citing the Fair Credit Reporting Act (15 U.S.C. §1681) demanding verification of every inaccurate item.

If they can't verify it — it gets deleted. That's the law.

The proof is in the certified mail receipts. ↑

How It Works

Simple. Fast. Effective.

1

Free Consultation

Fill out the form or DM me on Facebook. I'll review your credit report and tell you exactly what we can fix — no obligation.

2

I Build Your Dispute Strategy

I identify every negative item that can legally be challenged and build a customized plan of attack.

3

Certified Mail Goes Out

Formal dispute letters via USPS Certified Mail to all 3 bureaus. They have 30 days to verify or delete.

4

Watch Your Score Climb

As items get removed, your score goes up. Most clients see 100-200+ point increases within 2-4 months.

Simple Pricing

No hidden fees. No long-term contracts. Just results.

Monthly Plan

$99/month
Done in 6-8 Months
  • All 3 bureaus disputed
  • Custom dispute letters each round
  • Certified mail with tracking
  • Monthly progress updates
  • Score monitoring
  • Cancel anytime — no contracts
Start for $99/mo →

Accelerated

$499 one-time
Done in 3-5 Months
  • Everything in Monthly Plan
  • Priority dispute processing
  • Aggressive multi-angle strategy
  • Bi-weekly progress calls
  • Personal funding guidance
  • Direct access to Vincent
  • One payment — no recurring fees
Get Accelerated →

VIP Fast Track

$999 one-time
Done in 3-6 Weeks
  • Everything in Accelerated
  • CFPB + FTC government-level disputes
  • 48-hour turnaround on all rounds
  • Weekly 1-on-1 check-ins with Vincent
  • Personal funding up to $250K
  • Credit building tradelines setup
  • Life insurance consultation
  • Our fastest results — guaranteed
Go VIP →

Ready to Fix Your Credit?

Click below and fill out a quick form — I'll personally reach out within 24 hours to review your situation. Completely free, no strings attached.

🚀 Get My Free Consultation

🔒 100% confidential. We never share your info. You'll receive a text confirmation within seconds.

Questions? Answers.

How long does it take?
Depends on your plan. Monthly ($99/mo) takes 6-8 months. Accelerated ($499) is 3-5 months. VIP Fast Track ($999) gets it done in 3-6 weeks. Every situation is different but I fight until your report is clean.
Is credit repair legal?
100%. The Fair Credit Reporting Act gives you the legal right to dispute any inaccurate, unfair, or unverifiable information on your credit report.
What if items don't get removed?
I keep disputing. Different angles, different strategies, different rounds. I don't stop until we've exhausted every legal option.
Can you remove student loans?
Yes — I've successfully removed student loan accounts from credit reports. Check out the results section where I got 4 DEPT OF ED/NAVIENT accounts removed.
How is this different from Credit Karma?
Credit Karma shows you your score. I actually fix it. I send personalized, legally-cited dispute letters via Certified Mail that the bureaus are legally required to investigate within 30 days.

Your Credit Score Is Costing You Thousands.

Every month you wait, you're paying higher rates, getting denied, and leaving money on the table.

Fix My Credit Now →